The Life Insurance Pro

Dan Umansky — Tue, 04 May 2010 12:29:40 +0000

AG ROP Select-a-Term®
Remarkable product that combines return of premium cash value feature with the ability to offer exact length of coverage needed.

Key Benefits
•15 year and 20 through 35 year durations with return of all cumulative base premiums paid upon surrender at the end of the level premium period
•New client choices for coverage and cash value beyond the level premium period
•Low $100,000 minimum face, 3 additional bands for larger face amounts
•No policy fee or modal factors
•Convertible to earlier of end of level-term period or age 70
•Full slate of riders for further customization
•Use RapidRater for fast and easy quotes, comparisions and internal rate of return calculations

Ohhhh No! My client is in good health but has High Cholesterol ! Now What do I do?

Dan Umansky — Thu, 30 Jul 2009 13:11:58 +0000

: Cholesterol and Life Insurance ?

Most agents don’t know this but if your client has their Cholesterol under control with Statin medications like Lipitor, Many of our carriers will offer Preferred rates Or even Super Prefered now! Call us for the details. 847-912-4200

American General

Dan Umansky — Wed, 29 Jul 2009 14:06:38 +0000

American General
Universal Life Product Changes Coming July 2009
To keep you informed, AG is providing advance notice of there upcoming new product, ContinUL Extend PlusSM, which will replace both ContinUL Extend® and Elite Universal Life GSM subject to these transition rules.
Your Clients Could Earn 8 Percent with AG Global Bonus Index®
Take a look at AG Global Bonus Index, which offers a 5 percent upfront bonus credited immediately and a 3.7 percent one year rate. That’s more than 8 percent return for one year!